English

Loyalti Kad Fraud

Loyalti skem wei ol save operatim lon ol retail, hospitaliti, entertainmen, travel na dedikated kad bisnis em kamap wanpela popula wei em representim bilion-poun industri. Ol skem save kam lon kainkain wei lon operat: sampela em rewardim ol customa waintaim ol simpal diskount lon ol purchas, na sampela save offerim purchas lon ol third-party organisasion na usar tu. Ol arapela skem em ol moa generik, wei ol enablim ol customa lon acruim ol point wei dispela ol buy-bak point waintaim ol bigpela rang blon organisasion, wei plenti taim tupela o moa taim lon pes valu blon ol. Plenti pipol save reli lon ol acrud point lon helpim lon baim ol Krismas presen, travel o experiens.

Loyalti skem memba gen buildim up ol plenti kredit lon igo lon sampela taim, wei em depen lon wanem moni ol baim samthing, na lon waintaim husait. Tasol, dispela tu save mekim em pulim attension blon ol fraudsta, wei ol save exploitim lon ol dispela kain wei:

  • Plenti pipol usim dispela sem login detail igo lon loyalti kad akount olsem ol arapela akount, mekim ol vulnerbal sapose wanpela blon ol em ol hackim akount blon em.
  • Plenti skem operato ino save exercisim ol sem securiti olsem bank.

Tasol, becoz ol skem em ino directli providim acess igo lon ol moni – na plenti pipol regardim ol dispela olsem ol bonus wei em inonap kisim sapose ol ino mekim ol purchas – ol ino save putim was gut lon safegardim kad blon ol o akount wei ol save wokim lon bank akount blon ol. Dispela save mekim ol kamap vulnerbal lon fraud.

Ol hevi

Akount takova, em menaim olsem loyalti skem akount blon yu em illekali acessim, lon kain wei olsem:

  • Usim ol sem login detail (imail adress na paswod) olsem ol arapela akount wei ol em sufferim infomasion breash. Dispela em save kamap wei ol pipol husat em memba blon ol loyalti skem igo bak lon taim ol wei usim ol strongpela na unique paswod em ino impotent tumas.
  • Taim ol dupim o manipulatim ol lain lon revealim ol lon loyaliti kad seral namba online, lon fone o lon ol man yet.
  • Kusim loyalti kad, o sapose ol stealim.
  • Kad blon yu em ol klonim.
  • Usim third-party loyalti app wei em save collectim detail blon yu kain olsem nem, adress, telefone namba, dei wei mama em karim yu na ol shopim habit Kain ol app em ino sekure, o em ol fraud. Na wainkain tu, ol app operato gen salim infomasion blon yu igo lon ol arapela organisasion, wei dispela ol gen usim lon spamim ol fone kol blon yu, imail na/o text.

Lon wanem hap yu gen avoidim loyalti kad fraud

  • Treatim loyalti kad blon yu waintaim sem kare olsem yu save wokim lon bank o stoa kad blon yu. Tingim, em wanpela aset wei em gat real valu.
  • Noken revealim kad namba blon yu igo lon ol kainkain lain husait em yu ino save wei em wanpela provida, o wanpela organisasion wei yu save redemim point lon em. Ol fraud request bai kam lon imail, fone kol, text, link lon sosol media pos o olsem pat blon ol competision entri.
  • Sapose yu receivim wanpela fake kol, imail, text o ol arapela mesage husait em claimim olsem em blon loyalti kad provida, kolim bak lon ol namba lon baksait blon kad sapose yu gat sampela dout.
  • Noken postim foto blon loyaliti kad blon yu lon sosol media.
  • Selectim wanpela strongpela paswod, na ensurim olsem yu ino dispela sem paswod lon loyalti kad lon wei yu save wokim lon ol arapela akount. Dispela advise em appli igo lon olgeta online akount.
  • Sanism ol paswod lon olgeta taim – wei em mas diferen lon narapela yu gat stap – nugut usarnem/imail na paswod em kamap lon ol hak login list wei ol stilman save sharim igo kam.
  • Logim aut akount blon yu lon loyalti kad websit o app taim yu completim ol transacsion blon yu o finis lon checkim ol balanc. Closim page o app natingnating em inonap lon log aut gud.
  • Noken enterim ol login o ol arapela pesonal detail lon ol third-party loyalti app, em meanim olsem wei ol dispela ol ino operatim directli lon ol wanwan man o meri loyalti skem wei ol operato ol yet ol wokim. Authentik operato em nogat assosiasion waintaim ol fake app, olsem na ol ino stap pas waintaim ol appropriat privat wok polici na cookie polici. Sapose yu gat dout, askim ol ofisal loyalti skem operato.

Ol arapela advise

  • Checkim ol balans point blon yu olgeta taim lon online o instoa.
  • Sapose yu wanpela viktim blon loyalti kad fraud, reportim igo lon loyalti skem operato hariap tru lon ol contak detail wei em stap lon ofisal websit blon ol.