Dispela comon repaymen metod em thru lon bank debit kad blon yu, wei yu wanbel lon larim lenda kisim moni lon bank akount blon yu, wei em ol kolim olsem continuous payment authority (CPA). Sapose yu nogat inap moni lon akount blon yu lon repayim dispela loan lon due date, dispela lenda gen askim bank blon yu lon kisim olgeta o sampela blon dispela moni, na gen tu addim extra charg lon ol late peimen.
Peidei loan fraud em tu wok lon kamap bigpela, wei ol inadequat securiti check wei ol sampela lenda ino save wokim gut en save givim oportuniti lon kain pasin olsem. Em sapose yu ino provim olsem em ino yu husait em rausim moni lon peim aut ol dispela loan, yu bai kisim bigpela hevi lon peim dinau waintiam ol intrest na tu ol arapela chargis tu.
Ol hevi
- Kisim aut wanpela peidei loan lon ‘tide you over’, em yu bai panim olsem em hat na inonap lon repayim dispela moni igo bak lon due date blon em.
- Taim yu kamap atractad lon speed na isi wei lon kisim aut dispela loan wei yu ino considerim ol cost na risk, becos yu needim dispela moni urgentli.
- Taim yu peim bigpela intrest rate na arrangmen fee lon extendim dispela peidei loan.
- Taim sampela lenda ronim yu lon olgeta hap lon peim bak dispela dinau.
- Ino klia gut lon APR o real moni amount wei em gat intrest wei dispela loan save karim.
- Sufferin lon ol bigpela finansal difculti na distres.
- Ino kisim ani kain complain wei ol sampela lenda ino stretim gut lon korrect wei.
- Wanpela peidei loan em ol fradulentli kisim aut lon nem blon yu, na peim igo insait lon bank akount blon wanpela fraudsta.
- Wanpela CPA fraudentli ol setim up againstim debit kad blon yu.
Advise blon ol peidei loan
- Tingim gut bipo yu kisim wanpela peidei loan na considerim ol arapela wei lon resolvim ol shotpela o longpela moni problim blon yu olsem kredit union loan, ovadraft o dispela Social Fund.
- Mekim sua yu save gut lon ol terms blon dispela loan includin intrest rate, repaymen period na ol penaliti blon late o non-peimen.
- Lukluk raun na comparim ol cost na condision.
- Putim was lon ol rights blon yu na wanem hap lon go lon kisim helpim sapose yu gat problim.
- Putim was lon extendim wanpela peidei loam wei em gen gat costim yu moa moni.
- Considerim lon tokim bank o kad provida blon yu lon stopim peimen bipo ol start kisim igo lon dispela due date, sapose yu inonap lon affordim lon repayim dispela loan.
- Contactim ol Money Advice Service lon wokim fair advise lon kredit na debt.
- Contactim ol Citizens Advice o ol arapela non-for-profit debt advise agenci sapose yu panim hat lon wokim ol repaymen na needim helpim.
- Olgeta taim safgardim ol identiti blon yu lon online na offline lon avoidim em lon ol frausta bai stealim lon kisim aut peidei loan na ol arapela transacsion taim ol usim nem blon yu.
Sapose yu em wanpela viktim blon peidei loan skam
- Checkim ol bank transacsion gut tru na regularli wei yu gen painim aut hariap tru sapose moni em ol rausim lon akount blon yu lon repayim dispela loan wei yu ino kisim aut. Sapose yu spotim wanpela suspisios transacsion, plis notifyim bank blon yu hariap tru, na ol loan kompani wei em invlov lon dispela.
- Considerim lon conductim wanpela kredit repot searsh lon establishim sapose igat ol arapela aplicasion ol usim igo lon ol detail blon yu.
- Sapose wanpela lenda wok lon ronim igo kam lon wanpela dinau yu ino owim, writim pas igo lon dispela lenda na wei apropriate, dispela debt collecsion agenci, na mekim klia lon ol lon wanem reson wei ol peimen em yu refusim lon givim. Sapose yu ino kisim wanpela gutpela respons, seekim wanpela independ disput resolusion.
- Sapose yu ting olsem yu kamap viktim blon fraud, reportim igo lon polis.
Na yu mas tingim olgeta taim lon ol dispela securiti basik …
- Usim ol strongpela paswod. Noken revealim websit acess o online peimen paswod blon yu igo lon ol kainkain lain.
- Sapose yu ting olsem ol ani kain online akount blon yu em ol compromisim, takim acsion hariap tru. Checkim ol websit online helpim page
- Mas putim was lon clickim ol link wei ol uninvitad imail em wok lon providim. Lon exampal, em gutpela lon enterim ol bank website adress igo lon browsa blon yu lon direck wei, o usim ol bukmak wei yu creatim taim yu usim ol korrect adress.
- Sapose yu paim lon peimen kad, tingim olsem ol kredit kad save offerim moa protecsion na ino olsem ol arapela metod lon side blon fraud, garante na non-deliveri.
- Taim yu wokim peimen lon online peimen servis o peimen kad, mekim sua olsem ol link em sekure, lon tripela wei:
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- Em bai gat wanpela padlok simbol stap insait lon browsa windo frame, wei em save kamap taim yu attemptim lon log in o wokim registrasion. Mekim sua ol dispela padlok em ino stap lon dispela page em yet … sapose em stap, em bai meanim ol em wanpela fraud site.
- Dispela web adress mas stat waintaim ‘https://’. Dispela ‘s’ em meanim olsem ‘sekure‘.
- Sapose yu usim wanpela newpela vesion blon browsa blon yu, dispela adress bar o nem blon site owna bai tanim green.
- Yu mas olgeta taim log aut lon ol site wei yu em log in o lon ol registed detail tu. Closim browsa blon yu em ino nap lon lukautim ol privat infomasion blon yu.
- Keepim receit.
- Checkim ol kredit kad na bank statmen gut tru taim yu shoppin pinis lon ensurim olsem ol korrect amount em ol chargim lon yu, na tu lon mekim sua ino nogat wanpela fraud em kamap lon taim blon dispela transacsion.
- Mekim sua olsem yu gat ol effectiv na updatad antivirus/antispiware sopware na firewall bipo yu go online.