Yu mas putim was sapose yu transferim ol penson savin blon yu igo lon wanpela unregulatad penson skeme o investmen, o yu em wanpela viktim blon ol penson skam, yu bai likeli lon lusim bigpela moni tru, na sapose em ino olgeta penson savin blon yu, yu gen facim tu potenal arrangmen charg. Penson skama em ol smat stret na sophisticatad; ol gen usim kainkain metod lon kisim moni blon yu. Tasol igat plenti ol liklik tell-tale sign yu gen lukim na gen helpim yu lon spotim wanpela skam na ol practis yu gen usim lon gardim againstim ol.
Lon wanem kain wei yu gen spotim wanpela skam
Yu mas putim was sapose:
- Yu receivim wanpela kain unsolicit toktok wei em kam lon fone, via lon imail o text mesage o wanpela kam lon doorstep blon yu.
- Yu receivim wanpela offa lon acessim ol pesonal o kompani penson bipo lon korrect age.
- Yu receivim wanpela offa lon transferim moni blon yu igo lon wanpela singal ovaseas investmen, waintaim garantee lon kisim 8% o antap moa olsem retens blon yu.
- Yu receivim wanpela offa o menson lon ‘one-off investmen’, taim bound offa, upfront cash incentiv, ‘free penson review’, ‘lekal loophole’ o ‘governmen initiativ’.
- Ol askim yu lon providim fone namba na haus adress na/o pesonal finansal infomasion blon yu, na lon wanem taim yu bai wokim enquiri lon ol produk wei em stap lon offa.
- Ol bai presurim yu lon speedim up ol transfe proses, thru lon usim wanpela couria servis o vistim wanpela demandin representativ.
- Memba documentasion em ol holim bak lon, waintaim o nogat wanpela explanasion.
- Ol providim yu waintaim ol glosi marketin materal, tasol em gat ol limitad contak detail blon dispela advisa o kompani wei em providim ol dispela offa.
*Tasol lon sampela rare situasion – kain olsem ol helth isu- em posibal lon acessim fund bipo lon nomal age blon kurrent penson skeme.
Gardim againstim penson skam
- Noken givim aut lon finansal o pesonal infomasion igo lon ol kainkain kola, o wokim respons igo lon ol imail o text.
- Kisim plenti infomasion wei yu gen lon dispela kompani na bakgraun blon em – traim ol intanet pastaim, tasol yu mas putim was tu lon ol ‘flashi’ websit.
- Sapose yu ino klia lon dispela offa yu receivim o sapose wanpela samthing em ino luk rite, seekim profesonal advise.
- Noken allowim ol lon rushim, presurim o haresim yu lon wokim ol desison lon penson blon yu.
- Takim taim blon yu na checkim ol samthing gut tru bipo yu proced.
Sapose ol cold kolim yu na yu suspectim olsem em wanpela skam
- Repotim igo lon polis
Sapose yu ting olsem yu wanpela viktim blon dispela penson skam
- Contactim ol penson skeme husait em transferim lon em hariap tru – ol gen stopim ol transfe sapose ol moni ino go thru yet.
- Repotim igo lon polis